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$An Awesome Way to do Allowance this Summer$

Do you want another way to do allowance than giving your kids money each week just for doing normal family responsibilities? *Get a free chore chart to help with allowance by subscribing to my weekly email.*

This way of doing allowance, based on Dave Ramsey’s approach, works well if you’re consistent with the chart and have the earned money ready to give to your kids that week. It has worked great with our triplets!

Allowance Chore Charts If you would like my chore chart, go to my homepage and subscribe to my Blog on the pop-up. Then the welcome box will have the simple charts listed: one is a sample chart I use and the other chart is a blank one you can fill out. If you are already subscribed to my Blog and would like a copy of the charts, comment below to let me know, and I’ll email them to you. After you print out the chore charts, tape them to the wall (more details of how to use them are below). If your kids are older, they might not need a chart, but you still should post the Bonus Jobs each week (explained below).

Weekly Expectations such as making bed, setting table, keeping room clean, etc., have to be completed to have the chance to earn allowance money from doing a “bonus Job”. There can be some encouragement and grace along the way with completing the chart as they get used to doing it each day. But, after several weeks, they’ll start getting the hang of it.

Bonus jobs are “extra” age-appropriate tasks our kids do to earn the money each week, such as dusting, wiping base boards, washing windows, pulling weeds, etc. At the beginning of every week, write one new bonus job on your child’s chart. They can complete it whenever they’d like that week. If your kids are younger, you might need to plan a time for them to do their bonus job and teach them how to do it.

Amount Decide how much allowance you will give your kids. Some people give $0.50 or $1 per year of their child’s age, and others give more or less. Put the allowance in an envelope, write Allowance on it, and tape it to the wall next to your kids’ charts at the beginning of the week. That way your kids will be motivated to earn it and can get their allowance after they have finished their weekly chores and bonus job.

When to start 5 to 6 years old is a great time to start teaching about chores, bonus jobs and money.

Create “Give”, “Save”, & “Spend” compartments using envelopes, plastic sealable bags, or a craft box with three compartments. Label each one Give, Save, and Spend. “Give $” goes to the church or a charity each week or month, “Save $” is long-term saving and goes in the bank at the end of the month for something they’d like when they’re older like a car or something else, and “Spend $” is for short-term purchases. Creating a goal of something to save for can also help motivate your kids to save. It is helpful to bring your kids to the bank to open an account if they don’t have one. You can get a print out of how much money they have saved so far to keep them motivated.

Verse I also have a weekly verse on the Allowance Chore chart. Memorizing it isn’t a requirement to earn money, but the first three weeks, I did tell them they got a piece of candy once they memorized the verse! (: Then, I stopped giving them the candy, but we’re still memorizing the verses together each week. I put the verse on the wall and we practice it in the morning. Using hand motions and singing the verses can help with memorizing them too. Let me know if you’d like the verses we’ve memorized this month by commenting below.

Percentages for Give, Save, Spend How to divvy out the money into the three categories, depends on the age of your child and if he or she has expenses. If your child is young and receives $3 each week, they could put $1 in each category to keep it simple. Or, if your child gets $5, $1 could go to give, $1 to save, and they could choose where to put the other $3 to give them accountability, responsibility and freedom. As our kids get older and have to pay expenses like car insurance or other expenses, your child could give 10%, and the saving and spending percentages can be adjusted so they are appropriate. See Dave Ramsey’s website for more examples and guidance. 

While they’re young, what matters most isn’t the percentages, but that they’re getting a head start in learning to manage money.

How to use Allowance Chore Chart After your kids complete the bonus job listed that week, they check it off. I list my kids mealtime job on the chart to check off each day and rotate them each week. The mealtime jobs are setting the table, cleaning the floor after a meal, clearing/wiping the table off. I also have a space for a specific goal each kid needs to work on- one of my daughter’s is to keep her room picked up, my son’s is to remember to brush his teeth(!), and my other daughter doesn’t have one because she’s already doing those things. Each Saturday morning, we all do our weekly bedroom responsibilities listed on the chart which helps me a ton. Blast some music to make it more fun!

Have fun watching your children learn responsibility and the freedom that comes with managing their own money through Giving, Saving, & Spending!

Public School, Private School, or Homeschool?

Where our kids attend school is a big decision. I have considered all options thoroughly over the past years: public school, private school, and homeschooling.

I have heard lots and lots of advice. 

I have come to this conclusion:

Your kids should be in the best place for THEM.

There is no one right answer for every child.

I have heard that your child should be homeschooled to protect them. 

But, in reality, our kids are growing up and will be a part of the real world eventually. What a gift to be able to lead and teach them in the “real world” while they are in our home.

And what a gift for the opportunity to homeschool if a child will thrive there.

I have heard that to raise your kids in a Christian school is essential.

But, the foundation we build for our kids in our homes when they are young is what makes the deepest impact.

What a gift to have private schools if that is best for your child and a possibility.

And, what a gift to have some public schools that are excellent – not all, sadly, but many are great. Just as not every co-op or private school is great.

What a gift to have some fabulous public schools and some wonderful staff in so many public schools. And, what would happen if all Christian families took their kids out of public schools?

If the public school is teaching ideas that our families are not okay with and that unsettles us, we can always dive deeper to see if another school would be better. But, that can also be a great topic of conversation with our kids of “what we as a family believe” if they are old enough.

In life, there will be many times when we will not line up with what others’ think. It’s important for our kids to know how to be separate thinkers and to know “what we as a family believe”.

Again, I come back to there not being one right answer. We have to assess what is best for each of our children. 

Some might need the smaller environment of a private school if it can be afforded. 

Some kids might thrive in an even smaller environment like a Co-op with homeschooling.

Some kids might thrive in a bigger public school that might have more opportunities.

As parents, we should continue praying for the Lord to lead us as we make this decision, and to remember that the biggest decisions we need to make are…

Building a foundation of faith for our kids.

Showing them Jesus in our words and actions.

Showing them how to think for themselves.

Showing them how to serve and love others.

Praying for our kids.

And, loving our kids with all our hearts.

Whatever decision you make for your kids, may we as parents always remember that the most important decision we can make is to always love the Lord, our families, and others with all our hearts.

(*If you would like the recommendation of a book that was helpful to me in making these decisions, I’ll be happy to share it in the comments.)

Lord, we pray you would give each of us wisdom as we decide the schools our kids attend. Thank you that we have the opportunity for our kids to even go to school. Please be with families whose kids can’t go to school and provide opportunities for them. Help us to stay focused on what matters the most: loving You and loving Others. One day at a time. One moment at a time. Help us to show our kids you, Jesus, in the way we love them and others. In Jesus’ Name, amen.

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Changes coming…

First, I am so grateful for each of you and hope that these posts have encouraged you – the reason I write.

Secondly, I wanted to give you a heads up that the format of my emails will change a bit because I will be using MailerLite to send them, but they will still come from me and say my name. If you subscribed via email, you will still receive the email. If you don’t receive it, make sure the email hasn’t gone to your spam folder. I’ll continue sharing Faith & Parenting content once a week & everything else will be the same. I’m grateful to walk this journey with you!

And, I have an exciting announcement coming in the next few months!

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There’s a Way to Speak with Love in our Words…

I’m not saying we should agree with everyone. But there’s a way to speak with love in our words when we disagree, and then there’s a way to speak in a way where we lose sight of the person’s heart, the person’s story, the person.

When that happens, we’ve lost sight of what Jesus calls us to: Love.

Again, I’m not saying to go along with everything or to not disagree. There is definitely a place to speak up, but if we can do that through the lens of love, I believe our words will come out far differently.

I never want someone to feel like I care more about expressing a particular opinion than the person right in front of me. What changes hearts isn’t hateful, intense, and angry banter, but listening ears and speaking in ways that consider the person’s story you’re speaking to. That changes the person from feeling invisible to seen, even if you’re disagreeing with them.

Lord, when we feel heated, disarm us. Help us to be led by your Spirit, to let go of hate, to lead with love, to speak up when we need to, but also to do it out of love, and with a heart that always points to you and to your greatest commands: to love You, and to love others. In Jesus’ Name, amen.

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Next Steps…

Sometimes people try to push us away from something that we know is the right next step.

I remember people cautioning me not to move to Guatemala when I was 26 for various reasons, one being that if I wanted to get married, that that would make it much harder.

But, the thing is, I knew God was pulling me there, so there was no other option for me. It was the right thing to do. And, it was one of the best experiences of my life.

I also met my now husband a year later.

When the experience was over after almost a year, I snapped this picture as I was making the decision of what to do next. After praying, I decided to move to Colorado- I knew it would help me process my time in Guatemala.

It was a long year, but I also grew a lot. Just because it was hard doesn’t mean it wasn’t the right thing. I grew, I healed, I changed, and I knew it was time to return to Atlanta.

I remember telling my boss there that I had to leave because I felt God pulling me to return to teach at Atlanta Youth Academy and that I just knew it was the right thing to do. My boss told me I shouldn’t leave and that it wasn’t a good choice.

I knew it was, so I made the decision to move back to Atlanta anyway. The teaching job became my dream job and a month later, I met my now husband.

I remember when I was pouring my heart and soul into my Mother-Daughter Devotional and someone told me that I shouldn’t waste my time. But, I knew it was the right thing to do so I kept on.

And, now my devotional will be published this October (!!!!!). Learn more about it here: https://linseydriskill.com/writing/

While some things that we feel are the right next steps pan out perfectly and others don’t, I have learned that the best and right thing to do is what God puts on our hearts.

It sure is wise to consider what people we respect are saying, but at the end of the day, if we feel a particular choice is the right thing to do, honors the Lord and our family, and we feel that God is leading us to that decision, then that’s just what we need to do.

We can’t be led by fear that others try to put into our hearts or by fears we create ourselves.

Instead, we need to be led by the Lord and by his greatest commands: to love God and love others, and then we’ll be right where we need to be.

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